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| Diabetes Information |
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I Have Diabetes or Another Chronic Condition - Should I Use an HSA?
Health Savings Accounts (HSAs) are becoming quite popular for people who are generally healthy. But what about sick people? What about people who have chronic conditions like diabetes, multiple sclerosis or the like? Does an HSA make sense for them? The short answer is yes. One of my clients is a diabetic. She is very careful about what she eats and she takes her insulin regularly. She has a tremendous amount of energy and a great outlook on life. She's in her late fifties. She asked me about the high-deductible health insurance policy and the HSA in my book. We began to work the numbers together. With a high-deductible plan, she would definitely be paying out-of-pocket for insulin and other supplies every month, to the tune of over eighty dollars. But, on the other hand, she would save $250 on a reduced premium payment. Once we did the calculation, she and I realized that it made perfect sense for her to switch to a high-deductible policy and use an HSA. Even after paying for her diabetic supplies, she was saving $170 every month, which amounted to $2,040 a year. What could you do with $2,040 a year, given to you just for changing your insurance policy? I can think of lots of uses. My client has also thought of lots of uses for that money, believe me! (I think she's saving it for a nest egg.) Now, whenever she sees me, she points and says "You're the guy who saved me $250 a month!" That's a great feeling. If you have a chronic condition that requires pharmaceutical drugs or medical supplies or on-going doctor visits, please do this calculation for yourself. Compare the amount that you would be paying out-of-pocket to the amount of money you'll save with a lowered premium payment each month. You might be pleasantly surprised! And, of course, if you have a relapse or a catastrophic health event, your insurance policy will kick in once you hit the deductible, and you'll enjoy full coverage after that. Health Savings Acccounts (HSAs) are a wonderful tool to help you reduce your health insurance costs. They are a perfect fit for the self-employed and the small business. And they are available today! Talk to your insurance agent, bank or financial advisor for more details. Who knows? You might have an extra $250 or more coming into your household next month! Daryl Kulak is the author of the book "Health Insurance Off the Grid - A Wonderful Way to Use Alternative Medicine and Save Money on Insurance Using the New Health Savings Account (HSA)." The book provides a nine-step plan to get your self-employed or small business health insurance costs under control using a unique approach you won't find anywhere else. The book is available for sale as an e-Book or paperback at the Website http://www.healthoffthegrid.com
Type 2 Diabetes: Culturally-tailored Education Can Improve Blood ... - Science Daily (press release)
Diabetes - Google News |
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Alternative Medicine Diabetes The following information is for educational purposes only and is meant to complement any medical treatment, not to prescribe or diagnose any condition. Please consult with your doctor before starting any medical or nutritional program. What Is Diabetes? Your doctor may have recently advised you have diabetes. Or you are overweight and you have discovered you may be at risk of diabetes. Others may have a friend or family member who has been diagnosed with the disease. Just what does diabetes mean and how does it affect your lifestyle? What You Need To Know About Diabetes INTRODUCTION Syndrome X - What Is It And Have You Got It? Syndrome X or the X factor as it is sometimes known was first described in 1988 by Professor Gerald Reaven , an endocrinologist at California's Stanford University after twenty years of study. Since this first identification the understanding of Syndrome X has come a long way. Diabetes, A Bad Omen Or A Fresh Start? So you've learned that you've got diabetes. Well after the initial shock, you are stuck with dealing with the lifestyle changes that come with your diagnosis. When you go into the situation knowing that this isn't the end but only the beginning of a new phase in your life it gives you a better perspective on life. Gone are the days of feeling like garbage and not knowing the genesis of the problem. Oftentimes, folks feel a sense of relief when they finally realize what the problem is. The stress of uncertainty lifts and the realization sets in that their life is now on a straight path. Well sort of.. Diabetes the Silent Killer The Iceberg Effect! What sank the "Unsinkable Ship" the Titanic was not the tip of the iceberg, but the lurking 90% percent of the iceberg hidden under the surface. In the movie you see the captain steer the ship clear of the block of ice on top of the water, but underneath not known to the captain, crew or passengers, the razor sharp ice was splitting the steel bottom of the vessel like a stick of melted butter. Only after it was too late that the damage was known to all. Only a handful survived! Living with Diabetes and Celiac Disease Living with multiple health problems can complicate things. As a diabetic balancing the levels of carbohydrates, (starches and sugars) with the level of insulin requires thought and discipline. You should always consult your doctor and dietician for specific advice. Just Say NO to an 1800 Diabetic Diet It's been a year, and 85 blubbery pounds less, since I was diagnosed with diabetes Type2. The news was especially scary because my mother died of diabetic complications 3 years after diagnosis- the SAME AGE AS ME! EEEK! How Do You Know If You Have Diabetes? Diabetes mellitus is a disorder characterized by the inability of the body to either produce or respond to insulin making it impossible to maintain proper levels of glucose (sugar) in the blood. The extra glucose is excreted in the urine and because of the high level of glucose more water is flushed through. The diabetic experiences excessive urination and thirst. Type I Diabetes: Insulin-Dependent Diabetes Type I diabetes is also known as insulin-dependent diabetes or juvenile diabetes. This form of diabetes is mainly found in children. The primary problem in all forms of diabetes, regardless if it is Type I or Type II is that the glucose (sugar) levels of the body are too high. Recognizing Early Symptoms Diabetes Early symptoms diabetes Do You Have Diabetes? Symptoms Of Diabetes And How To Address Them Diabetes mellitus is a condition resulting from the pancreas' inability to produce enough insulin, which is needed by the body to help create energy. A deficiency of or ineffectiveness of insulin leads to high glucose levels in the blood, thus, leading to this illness. I Have Diabetes or Another Chronic Condition - Should I Use an HSA? Health Savings Accounts (HSAs) are becoming quite popular for people who are generally healthy. But what about sick people? What about people who have chronic conditions like diabetes, multiple sclerosis or the like? Does an HSA make sense for them? Diabetes Awareness: Wake Up Call When traveling on out-of-town business, its common to have the hotel front desk give you a wake-up call in the morning. You want to avoid the embarrassment and repercussions of being late for your business appointments. Treating Painful Diabetic Peripheral Neuropathy The toes burn and tingle and sharp pains shoot into your legs. The bed sheets feel uncomfortable on the feet as you toss and turn, trying to get some rest. Your feet felt numb throughout the day, but now feel like they are on fire. Nothing seems to help as you watch the hours on the clock pass by, hoping to fall asleep. Insulin Insulin has two critical roles in the body that we cannot live without, yet it can be the root of many health problems, including diabetes. Insulin carries sugar (glucose), fat and protein into your cells where they are used for energy and the repair of your cells. When you eat, a certain amount of the food will be converted into glucose and enter the bloodstream. As the sugar levels rise, the body senses it and the pancreas secretes insulin to lower the sugar. This is insulin's second main function. Diabetes: African Americans Deadly Foe Diabetes is having a devastating effect on the African American community. Diabetes is the fifth leading cause of death in African Americans and their death rates are twenty seven percent higher than whites. Diabetes and Exercise - Just Move it! While exercise and eating guidelines are based on good scientific principles, they do not necessarily agree with human nature or common sense. Recent history tells us that we are better off encouraging the mediocre people who are willing to include exercise in their daily lives, rather than cramming guidelines down the majority of those who want to fight the inevitable. In the end, keeping things simple and in a supportive situation will keep everyone happy. Medical Supply Cases for Insulin and Diabetics Medical supply manufacturers are continuously conceptualizing medical supplies needed by people who are in delicate health condition medical supplies that may enable the patient to lead a life with at least a semblance of normalcy. Diabetes and Glyconutrients Today, most people with diabetes are only treating the symptoms. And many medications given to people with diabetes are actually compounding the underlying cause of the disease.
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